Total & Permanent Disability Insurance in NZ

- What would happen to your life if you become totally and permanently disabled because of accident or illness ?

- You may receive limited ACC cover and basic sickness benefit. Would that be enough to cover your day–to–day expenses, mortgage repayment, etc and future plans ?

- What if you need alternations for comfortable and easy movement around your home ?  

- What if you need the personal home care -  How would you pay for all this ?

Total and Permanent Disability Insurance Cover will take care of it. It pays a lump sum payment.  And allows you to pay off your debt and take care of other expenses.