Key Person Insurance in NZ

Have you thought as a Business Owner:  

- Who are your key people? 

- What is the Key Person's value to your business in terms of revenue and costs?

- What would happen if you were to lose a Key Person through death, illness or injury? 

- What would be the impact to the bank, creditors or customers, financial status and reputation?

- Could you quickly replace the revenue that the key person generates?

- Could the remaining staff take on the extra workload? Would they stay if the pressure mounted?

The good news is, there is a solution. As a thoughtful and smart business owner putting a plan in place will help reduce your dependency on a key person and provide enough funding for the business to survive. Key Person Protection insurance can provide a regular payment should a Key Person no longer be able to work due to illness, injury or death. A lumpsum may be paid on death or total and permanent disablement, allowing the business time to make arrangements or appoint a replacement.

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